Risk

Any business or individual that manufactures, distributes, or uses alcoholic beverages is at risk of being held liable for the actions of drunk patrons. Although this risk can occasionally affect individuals at home, it generally applies to commercial enterprises such as restaurants, bars, package stores, private clubs, and sports facilities. Liquor liability is a serious…

Workers’ compensation laws mandate that employers cover their employees for injuries incurred while on the job, whether on company property or at another location on company business. For example, a delivery person would be covered for an injury loading his truck on company property, an injury while unloading his truck at the customer’s site or…

With interest rates continuing to hover around record low rates, Gen X’ers and Baby Boomers are swallowing up investment properties all around the United States. Even though recently an article came out from the N.Y. Times that home ownership is down to a record low of 62.9% (which is the lowest in fifty years), the…

The world of insurance can be a huge headache for small business owners. Since getting your business off the ground is your number one priority, it may seem unimportant to get the proper coverage in the early days of your business. However, it is imperative to remember that even in the early days of operation,…

Your company can be held liable for its actions, which cause: Injury to another person Damage to the property of another person Your company can be sued for such injury or damages, even if it didn’t cause them. You don’t have to be guilty to be sued. Even if a lawsuit has no merit, the…