Business_Insurance_Checklist_Heres_What_Youll_Need

This checklist is an example of some important information that will help you and your agent determine any necessary adjustments to your current business insurance program to ensure your business is covered properly, both right now and into the future. Checklist A copy of last year’s policy Recent property appraisals List of property or building…

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5_Dangerous_Myths_of_Network_Security

Criminals love infiltrating small businesses because they can access useful, private information, often with minimal effort. They know many small business owners have a false sense of security regarding technology and, as a result, don’t take the actions necessary to protect their data. What follows are five common myths regarding network security. If you’ve ever…

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IT_Risks_Every_Business_Owner_Should_Know

Today, virus contamination, unauthorized access to information, and other criminal trespasses are costing businesses billions of dollars each year. This new breed of misconduct threatens the privacy of customers, the efficiency of operations, and the financial stability of businesses everywhere. Most business owners presume they’re protected by security software and other internal controls. In reality,…

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Whats_So_Important_About_Business_Interruption_Coverage

Today, as director of entrepreneurial training for Chicago-based Women’s Business Development Center, a National Association of Women Business Owners (NAWBO) affiliate partner, Sara is the one touting the merits of business interruption coverage to others. She learned two things firsthand: If there’s a catastrophe, the bills don’t cease even if business does; and the better…

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What_Is_A_Non_Owned_Automobile_And_Why_Should_You_Care

Let’s start with a couple of examples: Your employee is “off the clock” for the day driving his own vehicle, but he decides to pick up supplies for the next day’s job using his own vehicle. Along the way, he crosses the center line, striking an oncoming vehicle and severely injuring the other driver. Your…

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Risk_Control_Business_Continuity_Planning_Guide

Why Complete a Business Continuity Plan? One third of businesses fail within the first year after a disaster and another third fail within five years.1 Companies that plan for emergencies greatly increase the likelihood of staying in business and getting back to work quickly. A good Business Continuity Plan, or BCP, can help to: Maintain…

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